I had a cop reverse into my car in his van. No damage to the van bumper. But he asked me to get it fixed privately, because if this one went through the books, he would be taken off driving, it was his 3rd accident.
I did so, but only because my buddy had the best accident repair shops in the region. He did pay for the damage no problem and he didnt get put on the beat.
My pals shop had a lot of the force as customers, and he knew a lot of the higher ups. He always done a lot of favours to the force, returned by his being the first number the lads called at accidents for recovery.
But there are many reasons people do not want to go through insurance. If someone was driving that shouldn’t be.
Our local parcel delivery driver was off sick an his mrs done the round. She scraped my neighbours car and she got it fixed rather than go through insurance.