I don’t think we’ll ever get to the bottom of how APs really work but I think we’d all agree they’re higher than any of us want them to be. There are definitely some cars on the scheme that seem cheap for what they are, but that’s of no use if the car doesn’t suit your needs. If you find yourself forced into choosing a car with an AP that’s out of reach because you’ve ruled out all other options then you might be best contacting Motability to explain the situation (I’d assume there’s probably quite a few people in that space given the uptick in APs this quarter)