I think it was @Glos Guy who said the most value for money scheme cars, are the ones, which suit an individuals needs, that have the lowest overall outlay over 3 years.
Not quite. I think that the simplest way to work out which cars offer the best value is to add up the sacrificed benefits over the time that you’re likely to have the car + AP + cost of extras, and then work out what percentage of the cars retail price that represents. The lower the percentage, the better value the car is. I haven’t done the maths on any cars recently as there’s nothing on the scheme that excites me enough to bother to work it out, but given the way that Motability has gone over the last year I should imagine that the winners would be the high end EVs, even if the AP is high. Our current car was around 32%, hence why I decided to stick with Motability last time. A £55k EV with an AP of say £5k will now work out at around 31% if kept for 3 years (so good value) but becomes 45% if kept for 5 years. A £25k car with Nil AP works out at around 48% over 3 years and around 80% if kept for 5 years.