@ Belfast4
“Maybe they should write an article about the NHS car scheme, where anyone employed by the NHS from the cleaners to the consultants can avail of a very well funded salary sacrifice scheme. Audi E-Trons where available from £250 a month during the pandeemic. And in 2023 went up to £340. Many thousands of cars leased by NHS staff who according to themselves have no money, and go on strike to get more money, yet they are driving about in some really nice cars”.
I’m afraid your knowledge of the NHS Salary sacrifice scheme is about as accurate as the Telegraph’s reporters knowledge of Motability. The savings from the scheme come from sacrificing salary before tax,national insurance and Pension premiums are taken out. As with other schemes the main benefit is to higher rate taxpayers, however most NHS workers dont pay higher rate tax and so dont benefit to the same extent. To join the scheme you have to earn at least £27k per annum and without extensive overtime the majority of staff dont earn enough.
I dont know where you got your figures from but as an example to lease a Kia EV6 GT Line long range 2 wheel drive would cost £576 per month for a standard rate tax payer. I’ve worked as a Ambulance driver for 11 years and am on top salary but wouldnt qualify because my take home pay would be below minimum wage after subtracting the cost of the lease. So as you can see the Motability scheme is way better than the NHS Salary sacrifice. Please dont do the garbage press’ job for them, if you are going to quote figures please make sure they are accurate.