You have to look at your average miles per day, the average in the UK is around 25 miles, plus if you have access to charging st home.
The issue with PHEVs us you are carrying two power systems around with you, plus NHTSA reports show Hybrids are more likely to catch fire than ICE cars or EVs.
most of the time, you will be dragging around the ICE engine, which, if you look at its mpg on its own is poor with a small low mileage battery.
Do you really need a 4wd?