Yes your quite right when I got my Volvo v40 inscription from marshals I didn’t have pay an AP they paid £500 into my bank account I know this was because it was the last of the v40’s but there used to be all kinds of deals about 5 years ago maybe not as good as that deal but Nevertheless plenty of good deals with low APs don’t get me wrong motability is still a great help to me and the only way I’m getting a decent car but what I don’t understand is why the advance payments have gone up so much in general when you consider second hand car prices have never been so high surely that should have a positive effect on the advance payment’s