I wanted to make it clear that Motability and getting a new car on Contract hire that unlike other car finance or Contract hire or Lease Motability does not do any Credit Checks’ and the only thing that is the order of the day is that you have the higher rate DLA or PIP award for 3 years so to be honest it is a great Scheme for Disabled.
you only need to have the award for 12 months to qualify for a car. Many people were able to get a mortgage to buy a house years ago because they had a DLA award for life or indefinitely. The lender at the time knew they were going to get the loan paid back because of the lifetime award.