YES Jon..
I would change but the AP for anything up-to or bigger than our xc40 imo is to expensive for a lease car..?
However as mentioned we have transport now (Volvo suv) so extremely greatful to the scheme…
Before that we went almost a year without transport due to waiting times & no fault private (Volvo) car being written off and was hiring cars as & when needed..
So in a way it’s nice to even have the decision to of change to contemplate..
Renewal date for us Nov or Dec ?