It’s all relevant. I don’t think £19k for a quality car over three years with 20,000 mile per year allowance plus insurance, tyres etc. is ridiculous. I appreciate it’s more than some people want to spend, however it is a choice and it’s not as if it’s the only option. There is an automatic Captur on the scheme for £0 ap if money is the driving force in the decision (and there are other choices available).
In answer to the question the answer is yes but I am aware that I am in the very fortunate position of my decision not being drive by finance. My bigger concern is finding a suitable car that can take my wheelchair, my dog and my luggage on holiday – there is very limited choice for larger cars.