@Adrian i got a quote on Compare the Meerkat for a £750 value Kia Picanto and it came back about the same cost as your Jaguar…………….and thats me with 17years protected no claims nowt on my licence which i have had since 1973 and i’m 68.
My last car which i had up until 2 years ago a Mondeo 2-0 deisel was around the £370 for the year a similar car these days is close to £600,same postcode area.