My husband returned his car after a year, as his licence was revoked because of his sleep apnea. There was no fee and he did not have a black mark. Back in the last century it you terminated your agreement for other than medical reasons you would not be able to return to the scheme.
Current lease: 2025 Omoda 5 Estate 1.6 TGDI [147] Noble 5dr 7DCT
Last lease: 2022 MINI Hatch 2.0 Cooper S Classic Premium 5DR Auto
First lease: 2018 SEAT Leon Sport Tourer 1.8 TSI FR Technology DSG