Basic healthcare insurance in the Netherlands cost roughly 100 euro’s a month for over 18’s. Anyone under 18 is covered on the adults insurance, plus you pay a yearly fee what is known as an “own risk” of around 380 euro’s a type of excess a month for over 18’s. This is refunded if you don’t have any medical treatment in that year. Anyone under 18 is covered on the adults insurance. Your employer also pays some towards you basic cover – I know this because my cousin moved there about 25yrs ago.
Every adult must have what is known as basic cover and the standard of cover is set out by the government and covers GP visits, some specialist care, hospital stays, medication, maternity care etc.
On top this you can take out optional insurance to cover you for the bits not covered in basic care. The cost for this varies.
The Netherland healthcare is government and privately run. Each person also pays around 17% of their salary towards their state pension.
In the UK your employer pays around 12% of your NI and rest is taken from your pay packet. Lets say you earn £3000 gross per month, you will pay around £258 a month or £3100 a year at 2022/23 rates.
So when you compare to what we pay over our life time there is not such of a massive gap. Fair enouth 17% pension contribution in the Netherlands is hefyy but you get more pension when you retire – A single pensioner gets up to 70% of the net minimum wage. A pensioner couple gets the equivalent to 100% of the net minimum wage (50% each).