That’s great for some others are more grateful for the support they get to be mobile. Being a disabled driver is expensive especially when you’re young and first pass your test.
I completely get that Philjb. Brand new drivers, especially if they live in high risk areas, can be fleeced for a small fortune with insurance alone and, in situations like that, Motability will always be a massively cheaper option. Many insurers will offer a No Claims Discount based upon claim free years with a Motability car so, after building up a decent no claims history, those who are able to could consider switching to a private car then if it works out cheaper for them.
Another area where Motability scores is where people need adaptations, as this is far easier (and less stressful) than doing this on a private car, especially if any residual damage when the equipment is removed will affect the resale value. I do think that it’s a shame, however, that Motability make a charge for many of these adaptations given the profit that they make. We don’t need adaptations any more as my wife can no longer drive due to her disability, but I would fully support more of the schemes funds being channelled in this direction.