Thanks for the replies. I compared the cla with an astra as I was looking at one of the two. I get its not a fair comparison (like comparing buying a new astra with a scheme astra) and like for like I’m sure the scheme will be a better option.
As we are looking to buy our house next July and after talking to our mortgage adviser, it wouldn’t be good taking out a car loan right now particularly as interest rates are soaring and most lenders don’t count DLA for mortgage affordability anyway (so makes sense to use it for a car even if there’s nothing we like). So buying a nearly new car is out of the question.
The other problem we have is that because it took 2 years to win our appeal for DLA, our daughter will be 16 in 18 months time. The car we would get on the scheme won’t be the car she wants and by the time we order and take delivery its likely that she will be able to start learning within a year. So seems the scheme might be out of the question to.