£5250 over 36 months that’s £145 extra a month on top of the allowance and after you give back the car you get nothing for those extras or the extra book price of a better specification of car, guess who does benefit.
That’s where i see no value at all for me to the scheme, never have. There is no way I would pay that much more, infact I am buying a 25k car and with insurance it’s less than that a month.
I have had 4 cars on the scheme and never added an extra once. Highest ap was last one £1599 dealer contributed £200 only as it had risen £600 from £999 In the time from when i had a test drive to when I could place the order and I just could not afford it, as I was paying for our wedding.
Before it was removed from the scheme sure the ap was £2799 and is hard to suggest it to people at that ap. Arise of £1800 in ap since i first looked at it in late summer 2019, ordered it in jan 2020. I didn’t get it till june because of lockdown seems like the car rose £300 in ap every 1/4.
Like pops says it’s down to you to decide whats best and right now i have decided with all things considered buying is better for me right now and that’s exactly what i have done.