My point is, AP’s are becoming too high, not necessarily saying we should be given grants, but we are at the point where spending £2k on an advance payment does not make economical sense.
The general level of AP has nothing to do with it, you’re not arguing for a reduction in AP, you’re arguing for someone else to pay for it despite you being able to pay for it.
£2k for the AP isn’t outlandish, either. We can certainly talk about £6k+ APs being horrible, but we paid £1.8k for our current car and that was a steal. The very same car, before it was removed from the scheme, went to more than double that at £3999.
The APs are high, yes. But again, here’s the thing: it doesn’t matter to your argument. Your argument is that regardless of the price, someone else should pay for it because you don’t want to use your own money. Not that you can’t afford it.
If it doesn’t make economic sense (to you), and get away with a cheaper car, then everything is fine, is it not? I genuinely have trouble following that line of thought. For us, even at £5250 AP (£3250 AP + options) the car makes economic sense. It’s still considerably cheaper over the three years than a personal lease, not even including insurance, tyres etc.
I think the countless adverts on daytime TV tells us how much a funeral cost these day’s could be an answer to that.
Funeral plan/life cover? I don’t actually watch TV (at all), so i don’t know any of those ads.
Prior: SEAT Ateca Xcellence Lux 1.5 TSI DSG MY19, VW Golf GTE PHEV DSG MY23
Current: Hyundai Ioniq 6 Ultimate
Next: we'll see what's available in 2028.