Reply To: State Pension

#186014
Phaedra
Participant

    Emailed Carers UK, they say I should def qualify for an extra £94.69pw

    Carers UK (Helpline Service) via carersuk.onmicrosoft.com
    11 May 2022, 03:44 (13 days ago)

    to me

    Dear xxxxxx,

    Thank you for your response. If your state pension is going to be £196.16 / week and you have no other income and your savings are £2300, then you will need to make a claim for Pension Credits alongside your state pension:

    Essentially for Pension Credits, if  you are single, the Minimum Guarantee Pension Credits will be as follows: Minimum Guarantee £182.60
    Severe Disability Addition £69.40
    Carer Addition £38.85
    Total Minimum Guarantee: £290.85 / week
    Then your income will be taken into consideration:
    State pension (week) 196.16 / week

    Your entitlement to Pension Credits (guarantee Credit) will be the difference between the Total Minimum Guarantee and your total Income.

    Minimum Guarantee Less Total Income = £290.85  – 196.16 = £94.69 / week

    ​This means that you will make a claim for Pension Credits alongside your entitlement to your state pension that will include the Severe Disability Addition (SDA) and the Carer Addition if you are a full-time carer as you will retain an underlying entitlement to Carer’s Allowance in your means-tested benefit claims (i.e. in Pension Credits). You will have a total income as follows:
    State Pension £196.16 / week
    Pension Credits £94.69 / week
    Total Income £290.85 / week

    Please excuse spelling/typos. Apart from being a clot it turns out I had one on my cerebellum that's now causing various problems!