I left the scheme in January 2021. ive been paraplegic since 1985 and only used the scheme for a 3 year period then. God knows why i went back in 2017. Anyway i brought a 2018 bmw 320d and had lost my no claims as it had lapsed returning to the scheme. I insured with admiral as they were the cheapest. Myself ,52 and my wife both to drive fully comp is £250 a year. No accidents,i have an sp30. I thought it was pretty good. i paid £270 last year. cheers.
I think a lot of people on here over-estimate the benefits of Motability. When you reach a certain age, insurance becomes dirt cheap. They talk about the cost of tyres, servicing etc yet then go on to say they only do a nominal mileage a year. Yes, for some people it’s worry free but I think it can be worry free going private for a lot of people. Fair play to you gillan.