Very few, if any, private leases offer the same degree of flexibility as motability, I terms of mileage, maintenance, service, the condition of the car on return and especially the ability to change cars in the event of a change in circumstances. For someone with a good driving record living in a low risk postcode and covering less than 6-8000 miles a year there are some good options, but for many this does not apply, coupled with the need to pass a credit assessment.