If you really wanted a £50k car for 3 years you could.
You used to be able to get cars at a much higher ap, but the media and those that think we get free cars put an end to that with all the bad press Mb introduced a cap. So i highly doubt they will agree to it now.
Something does need to happen though and the solution you mention is not a bad one only it could be open to abuse, from those with rich pockets or there friends. Who could afford to buy the car after 3 years as who would shell out 23k ap upfront on a 3 year lease and hand it back after the 3 years on a car priced at 50k like some higher range new ev’s are.
The ap’s paid by us to get the car we want basically makes mbo more money at the end of the lease and is why they have a huge pot currently sitting there.. There’s nothing wrong with the more comfortable off being on the scheme at all, as it’s down to disability, But on the same hand should mbo be the only ones who can benefit long term from being on the scheme.
I know that i cannot justify paying huge ap’s towards a car that is dead money to me at the end of the day and with current ap’s of over 3k for a golf right now as a comparison. where i paid £249 in 2017 that’s at least 12 times as much ap.. which is not sustainable at least not for me..
There is no way at that ap a golf is viable for me on the scheme. even if the gcb is now £600 and you get an extra £250 thats £850 it’s still over 2k ap on the basic golf not even higher spec ones and £3749 for the life auto estate which is less than the auto hatchback at £3999. Infact you can get the Tiguan allspace cheaper. sad state of affairs imo.