My wife wouldn’t have an X1, she thought it was for people who could not afford a proper BMW, and if money is no object, why are you on the scheme? There are far better cars out there than an X1 or a lower spec Volvo. Could the rich guys tell us why, if money is no object…as they keep repeating…they are even on the scheme in the first place. Lets face it, there are more suitable cars for disabled people in every single group, if you are prepared to buy privately. I would be running something like a Range Rover SV Autobiography Ultimate. So cut the bull and the mutual love in, admit money and costs plays a part in car choice. Instead of coming on all Richie Rich to impress the peasants who have to make hard choices.