@Glos Guy – I wouldn’t even bother with it mate. the comments are full of ‘i’m a former big cat who knows more than you’ along with a load of nonsensical inaccuracies and condescending talk. “epicentres of business/commerce” for example – why does a motability call centre need placed there? No business reason whatsoever. Why do call centres need to be in a geographic region? They don’t. The average salaries quoted are way off, as anybody who’s actually dealt with provisioning a call centre will know. London probably brings the total average up to 19-20k, but in general you’re looking at lower. Right calibre of staff? Right. They are especially qualified for what? They have more authority than the average call centre staff? Nope. Provisioning a vehicle is provisioning a vehicle, no matter what stripes you put on it. So yes, you can absolutely compare it to both salary sacrifice (direct payment, no credit check) and public leasing schemes (paid through customer, credit check).