Yes, it was certainly a worry for us having previous no claims lapse due to being on the scheme. I was pleasantly surprised to see the drop down on direct line to choose disability vehicle as the No claims identifier option. They even took my previously lapsed private insured no claims from elsewhere too. A weight lifted ?
That’s really useful to know Tim, as Direct Line and Aviva aren’t included on any comparison websites. As a further point of interest, when I sold my 5 Series the letter that I had from the insurers said that my maximum No Claims Bonus would be valid for 3 years, even without any other insurance in my name during that time. It won’t really matter as I’m the main driver on the Motability car so that will be counting anyway.