@wmcforum These aren’t major risk factors to motability though. They would be if you didn’t need 12 months minimum on your award. They are directly paid by the DWP so no risk of default, and in the event of a loss of award/exchange, they can still sell at profit/break even most of the time.
I agree, the deal to *us* is pretty good but I feel that is ONLY because they don’t pay tax. Put it this way: Give a big reputable lease company tax free cars to lease to the disabled, and we’d get way better offers.