I agree with Elliot.
I do think when you have passed the driving test, I am sure the response will be completely different i.e puuting you on the insurance no problem.
RSA cannot predict if you pass or not and if they put you on prior to passing, what’s to stop you driving the car? So they are being straight down the middle IMHO as I can only think this is why.
Current car 2019 Ford Kuga 1.5T Titanium X Edition (White)
On order new Vauxhall Grandland Ultimate 1.2 Turbo (Ruby Red)