JayN – no problem at all. You will find this forum to be a great source of information and you are doing the right thing by asking. I am delighted to hear that you are so pleased with your choice. That’s all that matters. The Motability scheme is an excellent option for those who fund the whole car buying world a bit overwhelming (which it is). It really is ‘worry free motoring’ with all of the running costs taken care of, other than fuel. So, even if the car experiences problems (which hopefully it won’t) or, in time, needs things such as tyres replacing, you will have no unexpected bills. It’s a shame that you’ve had to borrow the money for the AP but you will get a £600 Good Condition Bonus when you hand the car back at the end of the 3 years, which will help you next time around. Enjoy your new car!