Would be great, problem is though, they have no way of making sure you pay. PIP/WPMS etc is guaranteed, and no credit checks required, so it’s totally risk free, if they became a lender, there are many risks and extra management. Having a 5 year lease to reduce AP is the best option
Previous Motability Cars
2006 - 2009 Skoda Superb VR6 2.0tdi
2009 - 2012 Citroen C5 2.0tdi VTR Nav
2012 - 2015 Nissan Qashqai 1.5dci tekna
2015 - 2018 Ford Kuga 2.0tdi Titanium X
2018 - 2021 BMW 220d X drive 2 Series Active Luxury
2021 - 2023 Hyundai Kona Electric Premium SE
2023 - Hyundai Kona Electric Ultimate