Karen, that’s a very light cosmetic scrape for which you should be forgiven. My X2 has worse scrapes and I was told it was “wear and tear” when I telephoned Motability to report it.
Motability cars:
2015 RR Evoque AWD 2.0 TD4 SE Tech - written off
2017 Toyota CH-R 1.2T Dynamic CVT AWD - written off
2019 BMW X2 2.0L Sport
2023 Nissan Qashqai e-Power N-Connecta