sorry but I disagree, prices are rising so I think the advance and cap needs to rise.
I think that the advance payment should be a percentage of the value which would stop cheaper cars having higher advance payments and no advance payments let’s say on cars up to £20000, if manufacturers can’t make that work then remove them. I know it’s not that straight forward but look at the CLA for example which has three trim levels all with the same advance payment, surely that doesn’t make sense!