I cannot see an issue with raising the AP at the end of the day if you can afford or willing to stretch to a higher AP good luck to you, then their are some who can afford a higher AP and like me are just too dam tight, at the end of the day you have to set your own budget. Only problem I can see is those who purchase a car with a high AP, but don’t take into consideration the running cost and end up either in debt or returning the vehicle.
As regards the BHP cap Motability and their insurance company RSA has already acknowledge 200 bhp and an increase of 25 bhp to 225 bhp for EV/ PHEV, however some of the latest PHEV like the Peugeots and RAV4 PHEV etc are above the 225 bhp limit, surely its about time they should be based there cap on the engine output alone.
Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.