Reply To: Motability or finance?

#119710
bfoandc

    Over the years we have bought both 2nd hand and new and, since 2006, been on Motability and for us it has been excellent. I’ve thought various times about taking other options but have not been able to find anything much cheaper once all the ‘extras’ are included. This view has just been strengthened by my experiences over the last few years. The change to PIP has introduced a new level of  uncertainty as to how one can ‘rely’ on the allowance being there. If we bought on finance or even via a PCP or lease and the allowance was stopped/reduced could we afford to keep paying for the finance or lease and what would be the cost in ending the agreements early? With Motability if my allowance were to stop/be reduced, the Motability vehicle is just handed back with no further costs and in fact  Motability do offer financial support for members in that situation. Of course it may not be the best option for everyone. If I could do my own servicing and repairs for instance that might make a difference.