I forgot about mileage, cheap PCP deals are usually based around 8000 miles, I do around 18,000 miles a year. Day to day I only cover a round trip of a mile to the shops (hence the plugin) but I do at least three trips to Europe with one trip a minimum of 3000 miles. This adds another cost as I have to pay extra for my green card and European breakdown cover, in all the years with Motability they never charged a penny for this cover, although it does say in the T & C’s that they can.