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We are looking to purchase a second car and I wonder if the Direct Line (which I think are now Motability insurer) provide any discount? Using their online tool to obtain the quote didn’t offer any. Two questions, please:
1. Has anyone insured their second vehicle with Motability insurer and received a discount?
2. Are Direct Line any better than others? My personal customer experience with Aviva, which I understand is about to purchase Direct Line, is not a great success, to say in a most polite way, but reading people’s reviews none has nowadays.
Sent from a mobile device.
Apologies for briefness and spelling mistakes.Motability Skoda Enyaq SportLine 85x April 2024 (unhappy customer - Ombudsman pending)
Motability Mazda CX-60 July 2023 (unhappy customer - early termination on mechanical grounds)
Motability VW Touran Family Pack May 2019 (happy customer)
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Since having a scheme cars, I have continued to run my own private vehicle and to be honest never considered insuring with schem inurers. That said I’m not a fan of DL since having home insurance with them many years ago. FWIW, I have Esures 5 star cover for both home and car currently.
Given you have built no NCB up outside the scheme, your best option would be to find an insurer or broker, who will mirror your claims history from the scheme. This will ensure your not starting from scratch and depending on insurance company they could award 3 or 5 yrs NCB, which helps. After that first year you will have an extra NCB and can move to any insurance company.
It would be different if you were ditching the Enyak for a private car, but your not in this case.
Since having a scheme cars, I have continued to run my own private vehicle and to be honest never considered insuring with schem inurers. That said I’m not a fan of DL since having home insurance with them many years ago. FWIW, I have Esures 5 star cover for both home and car currently. Given you have built no NCB up outside the scheme, your best option would be to find an insurer or broker, who will mirror your claims history from the scheme. This will ensure your not starting from scratch and depending on insurance company they could award 3 or 5 yrs NCB, which helps. After that first year you will have an extra NCB and can move to any insurance company. It would be different if you were ditching the Enyak for a private car, but your not in this case.
Yes, that’s a bit of a pain.. years before Motability, plus Motability years went to the loo…
Did you mean Esure Car Insurance company, please?Sent from a mobile device.
Apologies for briefness and spelling mistakes.Motability Skoda Enyaq SportLine 85x April 2024 (unhappy customer - Ombudsman pending)
Motability Mazda CX-60 July 2023 (unhappy customer - early termination on mechanical grounds)
Motability VW Touran Family Pack May 2019 (happy customer)Yes mate Esure car and home insurance https://www.esure.com/
You can also find them on comparison sites.
Yes mate Esure car and home insurance https://www.esure.com/ You can also find them on comparison sites.
Thank you. Found them.
Sent from a mobile device.
Apologies for briefness and spelling mistakes.Motability Skoda Enyaq SportLine 85x April 2024 (unhappy customer - Ombudsman pending)
Motability Mazda CX-60 July 2023 (unhappy customer - early termination on mechanical grounds)
Motability VW Touran Family Pack May 2019 (happy customer)Not sure how it works but surely Motability insure the vehicle and the recipients and or other drivers are simply named drivers, not a policyholder.
Hence the reason you don’t build up NCD on a Motability vehicle. Motability are the policyholder. You can’t get multi car insurance discounts for vehicles when your not a policyholder.
Just my thinking
Not sure how it works but surely Motability insure the vehicle and the recipients and or other drivers are simply named drivers, not a policyholder. Hence the reason you don’t build up NCD on a Motability vehicle. Motability are the policyholder. You can’t get multi car insurance discounts for vehicles when your not a policyholder. Just my thinking
@pazlaz This is not correct. You definitely build up NCD with a Motability car. If you look on your Motability account there’s even an online option to request confirmation of your NCD.
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