The other thing to bear in mind is that there isn’t a law that says that you have to get a brand new car! The overwhelming majority of private motorists don’t. After all, a ‘new’ Motability car is only brand new for the first few months! For those who can’t buy outright, most dealers can do PCPs on used cars as well.
The 20,000 mileage limit with Motability gets raised a lot when people discuss other options but, in reality, what percentage of Motability customers do 20,000 miles a year? An absolutely tiny proportion I’d suggest. If you do, then it’s Motability every time (assuming you can get a car that you!re happy with). However, if you do a lot less mileage, as the overwhelming majority do, then it’s an irrelevant comparison.
If you want an EV I’d stick with Motability every time. If you absolutely insist on a brand new car then, as long as you can source a car that you’d be happy with through the scheme, I’d also stick with Motability. If, however, you’d be happy with a car that’s just a few years old, you can run a far better car privately than you can for the same outlay (or less) with Motability. For many though, the ‘peace of mind’ aspect of Motability is worth the substantial outlay.
