This is my third car on the scheme and apart from the expected questions regarding my license & if I would like to add anybody to the insurance I can not recall previously ever being asked about personal care needs , the salesman was aware I currently have a car that’s at the end of lease so therefore I was okay to drive, before he started to ask personal questions he asked if anyone else would be driving the car and I told him no only myself, I can confirm the PIN number system is still in place and on reflection I realise I don’t need to give the pin if I’m not happy with the car on the day, but he did insist I pay the Ap over £2500 by bank transfer a couple of days before collection which I believe could be pressuring you to accept the whatever.