I didn’t pay any stupid AP I came away with money in the bank.
Plus no I’m personally not paying £9k from my pip on depreciation, I’m paying for the peace of mind, plus 3 years car insurance for myself and a 25 and 26 year old in London where the premiums for them on my £37k car would be beyond reach without the scheme.
Quotes of £4K each a year for them without including me, plus the 3 years free breakdown cover, free servicing and repairs, free tyres and windscreen cover and road tax.
Plus 3 years congestion charge @ £24 a day that alone covers the cost some £18,792 over the full 3 years, that’s before I include the dartford crossing @ £2.50 each way per day.
So yes I couldn’t afford to pay that out of my entire pip and pension.