I did have a look at the XC40 Inscription auto 4WD a while ago and thought it a very decent car, albeit just a tad too small to get the chariot in the boot.
Plus on top of the £2647 AP, when ‘pretend building’ it online I ended up speccing over £3500 of options and packs to get it configured exactly as I wanted it. Just about everything on my personal tick list turned out to be an option/pack as opposed to standard specification!
It is however a very well put together car and like you I found it very smooth and refined.
A good car if it ticks all your boxes.
Dave