Its a choice you are making and good luck to you,i like the idea of owning an vehicle at the end of the payment term.
There is one “rule” with HP….keep up the monthly payments or car gets repossessed you lose everything paid….seeing as your payments are based purely on you recieving PIP mobility…lets keep fingers crossed that nothing happens to those PIP payments….Timms is currently working on it and in two to three years a couple of very nastly PIP hating Parties will probably get elected at the next GE.