Thanks everyone for responses. I do have access to a salary sacrifice scheme so I’m going to have a quick look at it. Although, I’m still not sure it’ll be better for me versus motability in its current form. I’m looking at a Skoda enyaq (£5k AP one). Need to do the maths but I’d imagine it’ll still be better to stay on scheme for one more term, purely because I can order now, in this quarter.
I have no knowledge of salary sacrifice car schemes (although I’m surprised that they survived yesterdays budget when the axe was taken to far more important salary sacrifice pension schemes), but I suspect that Motability might still work out better for you if you are looking at an EV. Worth running the numbers on both though. As it’s an EV, I wouldn’t entertain any other option.
As you say, if you can order now you will be ahead of the inevitable AP hikes once VAT and 12% insurance premium tax are added to APs (which will add over £1k to a current £5k AP) and whilst the very generous mileage allowances remain. You’ll also get a home charger fitted for nothing.
Next time around it will be a much closer run thing and the salary sacrifice scheme may well be the winner (unless that’s axed in a subsequent budget) and you will already have your home charger.