A question re GCB our car 3 year lease has been up since May and we have extended till we find another car to replace it. That is likely to be sometime in the next 12 months hopefully. However if we could not find a replacement by 1st/2nd quarter 2022 I might consider buying the Tiguan then selling it and coming off the scheme. If we were to buy our current car from Motability and then come off the scheme would we still get the GCB of £600. I know Motability don’t exactly sell the cars to us at decent prices but as second hand cars are at a premium now was thinking if the price from Motability was not over inflated due to current used car trends it could be a good move. Our 2018 2.0 diesel Tiguan SEL auto only has 15k miles on it and suspect dealer prices for similar spec could be £21k+ if we could get it for under £19k I would be tempted.
You get the GCB if you leave the scheme. IMO it would be foolish to buy the car with a view to selling it. You will most certainly make a big loss. Keep in mind that a car advertised at £21k at a dealer you could buy for £20k (they would have some wriggle room) and it would come with a warranty. Whilst you know your car, there’s nothing to say that something major couldn’t go wrong a few months after you buy it and ex-Motability purchases are sold as seen with no warranty. We had the same car as you until recently and whilst I can’t recall the figure now, the price that they quoted to buy it was way too high, as it always has been. Also, for £19k you could buy a much better 2nd hand car than a Tiguan!