I agree with BigDave. At the end of each lease I always request a purchase price out of interest and it’s always been way too high. You can usually find a newer, better model or far better equipped car for the same or even less money, even from franchised dealers. Don’t forget that, unlike the prices quoted by Motability, dealer prices are always negotiable, so don’t just compare against advertised prices. In the current climate I should think that 10-15% discounts should be fairly easy to achieve. Buying from a franchised dealer will also get you a very good warranty. I think that the only time it might be worth considering buying the car from Motability is if you added a lot of optional extras which you are unlikely to find replicated (especially if the price asked by Motability doesn’t seem to reflect them – if it does, you are paying for the options twice) however, in the case of BMW dealers, most second hand cars on their forecourts tend to be loaded with a lot of options.