Glos Guy, APs are not getting higher because people are handing back vehicles. It’s dealerships who get the advance payment so it’s not exactly motability losing out.
Motability may lose out on the back end depending on the vehicle and mileage but I’d say 50% of customers do way below avg miles which will then add to value of a car come sale time.
It’s all swings and roundabouts and motability are cash rich so I’m sure they can absorb a few losses of a vehicle.
yes I was happy changing vehicles as I meant I got to keep more in my pocket so I guess that is all that mattered