But you have to take into consideration cost over 3 years Insurance (£350 x 3 = £1050), tyre (20,000 I set of tyres £400), maintenance ( 3 x service £600), breakdown cover ( blue badge cover 3 x £600) and possible insurance (£500) In case of major failure? estimate based on 20,000 over 3 years £3150, 60,000 over 3 years £4550 and that does not include depreciation an finding the funds to finance your vehicle.
The only people who would be better of are people like my wife who drive very low local mileage 2000 mile maximum a year in her Toyota Aygo.
Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.