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In addition to new cars, there’s an option to take a lease on used cars; which are fully maintained – including MOT. https://re.leasing.com/
An alternative site to LeaseLoco : https://leasing.com/
It needs to be remembered that the Motability prices, and the 25 p.p.m figure quoted, are for a ‘full maintenance’ equivalent lease; and also include a fixed-rate for insurance.
Although an earlier contributor to this thread mentioned £480 per annum for insurance, others could easily pay £££-thousands.
Just recently I saw leasing figures for the Hyundai Santa Fe, which by first glancing at the figures, seemed comparable to Motability – but excluded maintenance, and I was then quoted over £2,000 for insurance. Added to this, I would consider GAP insurance, and maybe cover for “alloys and minor incidents”. This put an end to that possibility.
Actually, and from 1st July, and assuming ‘a car’ can be found on Motability at £0 A.P, and within the mileage limit; then the 3-year term starts at £80 per week, ie. £4,160 per annum. Therefore, including annual payment increases to the mobility element of PIP, the 3-year term costs should be less than £13,000. This includes insurance, maintenance, servicing, RAC cover, and tyres; as a minimum – and with easy one-stop administration.
I would now prefer to leave the scheme, and could maybe afford to do so; but for me, the benefits of using Motability as a transportation provider, outweigh the alternative negatives – and the poor overall “value” in such alternatives … despite the wider choice. It’s not just the £££’s, it’s also about convenience.
I bought a write-off many years ago from a dealer in such cars. At the time it was Category C, which is now equivalent to Cat S (structural damage).
It seemed a good price, and their repairs seemed even better value … but, it was never rebuilt properly.
I was unable to sell it privately, and the dealer eventually bought it back off me – at a nice loss of course. Never again.
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What I have now done is bought a car for import, from Singapore.
An 8-seater 2016 Honda Odyssey, 2.4 auto, with 57,000 km recorded (36,500 miles).
$5,500 USD (£4,160) including shipping to Bristol port.Then there’s port fees and customs (about £150), Import Duty at 10% (£420-ish), VAT at 20% (£920-ish), local transportation, DVLA fees, number plates, rear fog lamp, and I will get it serviced and a valet; and I have allowed a total of £7,500 for everything.
I need to wait though. Loading onto the car-carrier is scheduled for 5th January, with an ETA into Bristol on 10th March. Then around 5-6 weeks for DVLA to do the registration, for number plates and MOT.
https://www.beforward.jp/honda/odyssey/cb391086/id/13451422/?tp_country_id=45¤cy=USD
It’s far cheaper than the Hyundai ‘Mocean’ scheme as well.
https://uk.subscription.mocean.com/productsRe. Oscarmax . “Under there fair use policy you are limited to 8 tyres within your 3 year lease.”
Where is the Fair Usage Policy.?
In my Terms and Conditions, there is no mention of a ‘fair use policy’.
maybe you should request a copy of this policy, and/or make an official complaint.I’m surprised that the inclusive metallic paint option hasn’t been ‘reviewed’. That’s another good selling point on the used car market, which of course, seems to be irrelevant to the Cancel-er.
On another point, isn’t the Salary Sacrifice scheme similar to Motabilty, as it deprives HMRC of revenue from income tax and N.I. contributions.? (or am I wrong.?) … and if so, why hasn’t that been targeted.? Discrimination maybe.?
With the intended shift to UK built cars, and given that non-Motability customers are a sales priority; given the potential extra demand for the same amount of new Mini, Nissan and Toyota cars, won’t that increase the already long delivery waiting times.?
I’m surprised to NOT hear that ‘breach of contract’ has occurred between Motability and the dealers.
Surely they can’t just cut them out at a stroke, given the financial commitment the dealers must have incurred to be able to offer Motability cars in the first place.
… and of the British built cars, how many of those manufacturers are currently British owned.
And of the British ‘assembled’ cars, what percentage of UK manufactured parts go into them, and is that really likely to change much by the 2035 target date; given the Labour policy of targeting businesses.?
Certainly unlikely for EV batteries for a start-off.
My contract also states the extra 24 months, BUT relates to the T’s and C’s; which at 11.3 states “At any time after the end of the Minimum Hire Term, we may terminate this Agreement by giving you not less than 14 days’ written notice.”
My contract also allows for 20,000 miles per annum, including each of the additional 2 years (if applicable).The 3-year terms are for new agreements. What is relevant to existing contracts is as per your specific terms and conditions when you placed your order for the current car.
https://www.motability.co.uk/get-support/terms-and-conditions#car
With the amount of cars with a current AP of £3,999 it’s likely that this will rise by £1,000 – if not this coming quarter, but Q1/26. At the lower end, £0 AP and below full monthly allowance are all but now zero.
From this, the future is not looking good for financial reasons. Also, given the amount of people who cannot benefit from reduced home charging rates, the uptake of EV’s is not going to surge anytime soon.
Overall, irrespective of what cars may be on the scheme; the cost is going to be prohibitive for many, and with a diminishing choice.
Another point is that the Terms and Conditions haven’t been updated for over 12-months, so maybe plans are afoot for further restrictions to new contracts.
https://www.motaclarity.co.uk/news/new-motability-cars-coming-in-2026
From my personal perspective, having a ‘full allowance’ car with an AP of £3,999; and only travelling around 4,000 miles a year is not a cheap option – but of course, it was my choice. A further point is that in addition to my limited mileage, and with the speed limitations of living in a rural area, mean that the car is sat idle and unused for around 96% of the time. My perfect solution would be ‘car sharing’ or through a car club – but no local option exists … yet.
