Would you lease?

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  • #322403
    DumfriesDik
    Participant

      Some interesting offers at the moment with Leasing.com

      Skoda Enyaq Race Blue

    Viewing 20 replies - 1 through 20 (of 20 total)
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    • #322983
      Phaedra
      Participant

        Had a Skoda Yeti on a 3yr lease when my PIP assessment went pear shaped, took almost 2 years to sort it out and get the correct awards reinstated. 🙁

        If I remember correctly it was under £200 a month, excellent value and an excellent car.  I’d certainly have one of those again but not so sure about the current Enyaq,

        Please excuse spelling/typos. Apart from being a clot it turns out I had one on my cerebellum that's now causing various problems!

        #324423
        kezo
        Participant

          Thats not a bad deal!

          Leasing – £9668.04

          Motability – sacrified benefits (£12019.8) + AP (£4995) = £17014.8

          A saving of £7346.76, which would cover insurance, servicing and a set of tyres with money left in your pocket!!

          However, some bright spark will say its not 60k miles, but guess mileage can be negotiated whils’t still making a saving

          #324485
          Glos Guy
          Participant

            …..but how many of us need to be paying for 60k miles in 3 years. 10k a year is enough for us!

            #324489
            MFillingham
            Participant

              …..but how many of us need to be paying for 60k miles in 3 years. 10k a year is enough for us!

              This is what I was thinking.  I’ve 14 months remaining on this lease and I’ve managed to accumulate a whole 12k miles so far, I’d be surprised if the end number is much over the 20k annual allowance.

              If there was a 10k standard with an option for higher mileage users to go to 20k per year for an extra AP contribution, to cover the additional depreciation, there’d be a better overall AP for the majority.  I’m pretty sure a quick analysis of returned mileages would show what level that lower setting could reasonably be set at.  The downside is, if their analysts are worth their pay, they’d already be taking into account more realistic estimates given the typical return mileage for each car.

              I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
              I'll try to give my honest opinion but am always open to learning.

              Mark

              #324500
              kezo
              Participant

                …..but how many of us need to be paying for 60k miles in 3 years. 10k a year is enough for us!

                This is what I was thinking. I’ve 14 months remaining on this lease and I’ve managed to accumulate a whole 12k miles so far, I’d be surprised if the end number is much over the 20k annual allowance. If there was a 10k standard with an option for higher mileage users to go to 20k per year for an extra AP contribution, to cover the additional depreciation, there’d be a better overall AP for the majority. I’m pretty sure a quick analysis of returned mileages would show what level that lower setting could reasonably be set at. The downside is, if their analysts are worth their pay, they’d already be taking into account more realistic estimates given the typical return mileage for each car.

                The same 3 year deal as above, but with £20,000 miles per annum £12,044.36. Thats still £4970.44 cheaper than Motability, which would cover your own 3 years worry free motoring with c£2k spare for the next lease deposit. Not everybody would want a R4, but the point still stands.

                Banger economics would make an interesting guess over say 2 cars, 10 years and how much you have left at the end or whether you have upgraded as time went on to something nearly new.

                 

                 

                #324533
                Avatar photoMenorca Mike
                Participant

                  …..but how many of us need to be paying for 60k miles in 3 years. 10k a year is enough for us!

                  sadly many use them as taxis so do up to 60.000 miles mine goes back with around 21.000

                  #324543
                  Phaedra
                  Participant

                    This time next year I’ll have ordered, or not, my next Motability vehicle.

                    I’d prefer to stay on the scheme but, and it’s a big but, it depends on what changes will come in the next 12 months.  AP’s increasing, choice decreasing and whatever else they decide on next.

                    I’m pretty limited to a larger SUV due to my height and physical limitations regarding access etc.  There’s still a few choices on the scheme that will do the job but the Enyaq AP has more than doubled from what it was when I ordered in late 2023.

                    A personal lease may be my only option.

                    Please excuse spelling/typos. Apart from being a clot it turns out I had one on my cerebellum that's now causing various problems!

                    #324544
                    MFillingham
                    Participant

                      Like you @Phaedra, I should be ordering late next year, I’ve an end date of Feb 1st 27, and would prefer to stay in the scheme if it’s an affordable option.

                      I was hopeful that the new models would be at a decent price but they’re currently pricing the petrol versions cheap with EVs at stupid money.

                      There’s a few new models coming out including the new and slightly elevated LEAF, hopefully that will mean something at a decent price.

                      My alternatives are either PHEV on the scheme or going used and finding something a similar age to the car that’ll be going back but at a higher spec than the Scheme offers.

                      I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
                      I'll try to give my honest opinion but am always open to learning.

                      Mark

                      #324545
                      Glos Guy
                      Participant

                        I would consider leasing away from the scheme, but primarily due to the poor choice that the scheme now offers. There isn’t a single car left that even remotely appeals to us, certainly not enough to pay £12k plus whatever the AP would be for something that would be a compromise. If Motability offered a car that we would be happy with then I’d stick with them as, even with the average £400 hike in APs following the budget, the block VAT exemption should still make Motability the cheaper leasing option.

                        The stumbling point is new car prices, which are now beyond crazy, primarily due to having to pay thousands more for compulsory ‘safety’ features that many of us would rather not have due to them being so distracting!

                        A very well know motoring YouTuber has just decided to ditch leasing, having had many lease cars every 3 years, as the car that he had (Range Rover Sport) is now over £100k new and the monthly costs reflect that. Instead, he has bought a Maserati Levante Trofeo with just 21k miles on the clock for just under £60k (the car was over £140k new). It’s an SUV with a Ferrari twin-turbo V8 engine!

                        I am beginning to come to a similar conclusion, that the smart money goes on the used car market, the biggest cost of any car being depreciation, in particular during the first 3 years. Unfortunately, just as residual values of EVs are in free fall, the opposite is the case with good quality petrol and diesel cars. As modern ICE cars can last well over 20 years without major problems, people are prepared to pay decent prices for them in order to delay the switch to EVs for as long as possible. The car I am considering is still holding on to over 50% of its value after 5 years, whereas some EVs are losing that value in well under half that time!

                        #324547
                        DumfriesDik
                        Participant

                          An ICE car will cost a lot more to maintain than an EV. Unless you’re handy with a spanner.

                          I fancy an ID Buzz but they are super expensive. Too much for me.

                          Skoda Enyaq Race Blue

                          #324548
                          Glos Guy
                          Participant

                            An ICE car will cost a lot more to maintain than an EV. Unless you’re handy with a spanner. I fancy an ID Buzz but they are super expensive. Too much for me.

                            Understood, but the additional maintenance costs on an ICE car fade into insignificance in comparison to the additional depreciation (and potentially insurance) costs of an EV. Also, running costs are just one of many considerations when I’m choosing a car.  If my primary objective was cheap running costs then I’d get an EV and stay with Motability!

                            • This reply was modified 6 months ago by Glos Guy.
                            #324550
                            MFillingham
                            Participant

                              It’s not a new thing that used is financially better than new.  There’s a significant level of depreciation that happens just because the car isn’t new anymore.  When 3 year’s depreciation is between 40% and 75% and lease costs have to cover that before profit and other expenses, it’s got to be expensive.

                              There has to be a sweet spot where depreciation has taken a big bite out of the purchase price yet there’s plenty of warranty remaining, especially on an EV where the high voltage systems can be rather expensive.

                              I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
                              I'll try to give my honest opinion but am always open to learning.

                              Mark

                              #324551
                              kezo
                              Participant

                                An ICE car will cost a lot more to maintain than an EV. Unless you’re handy with a spanner. I fancy an ID Buzz but they are super expensive. Too much for me.

                                I was watching a youtube video last night, which covered by and selling insurance catagory damaged EV’s, most of the video was irrelevant to this page, apart from taking it VW for a service and have a recall and software updates done. I was amazed at what VW charged for a service.

                                Rather than put up the video, a comment from id3 forums would be better suited:

                                Post by Electro » Thu Sep 11, 2025 3:30 pm

                                I’ve had my 77kWh ID.3 for just over a year now and it’s time for the first service. I like the car very much (apart from the software, obviously) but am shocked by the quotes I’m getting for service. Generally they are just over £400 and within pounds of each other, with a couple of independants at around £350. I would have thought £200 was fair but still on the high side. I’ve just been told by Volvo that they charge around £120 for the same thing on an electric car, but won’t do mine because they don’t have access to the VW software. My only option seems to be to accept VW’s service package, which also throws in an MoT test and a brake fluid change later on, for about £360.
                                Can anyone offer any advice?”

                                https://www.id3forums.co.uk/viewtopic.php?t=4023

                                That really is not to difference from ICE!!

                                #324552
                                kezo
                                Participant

                                  If Motability offered a car that we would be happy with then I’d stick with them as, even with the average £400 hike in APs following the budget, the block VAT exemption should still make Motability the cheaper leasing option.

                                  When you purchase a new car, as soon as it is registered and driven off the forecourt the car loses value, and this also includes the VAT value.

                                   

                                  #324553
                                  Glos Guy
                                  Participant

                                    If Motability offered a car that we would be happy with then I’d stick with them as, even with the average £400 hike in APs following the budget, the block VAT exemption should still make Motability the cheaper leasing option.

                                    When you purchase a new car, as soon as it is registered and driven off the forecourt the car loses value, and this also includes the VAT value.

                                    Yes, I appreciate that. As you know, we are eligible to buy a new car VAT free, but even with zero VAT and an assumed 13% discount on top (reflecting current DrivetheDeal discount) the X5 I would like, with all the options I’d want, is still around £70k. I just can’t bring myself to sink that sort of money into a car, which is a depreciating asset. I think it’s going to have to be a second hand one but, even at 5 years old they are still well over half that 😱

                                    #324554
                                    MFillingham
                                    Participant

                                      Remember, with ICE there’s the opportunity to get the car serviced and fixed at a non dealer garage with the hourly savings that come with it.

                                      For some reason (like we don’t know), servicing EVs is mysteriously comparable with the same ICE service.  I’ve even seen £600 from a Mercedes garage for the first service, which was little more than a walk around the car.

                                      I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
                                      I'll try to give my honest opinion but am always open to learning.

                                      Mark

                                      #324555
                                      kezo
                                      Participant

                                        Remember, with ICE there’s the opportunity to get the car serviced and fixed at a non dealer garage with the hourly savings that come with it. For some reason (like we don’t know), servicing EVs is mysteriously comparable with the same ICE service. I’ve even seen £600 from a Mercedes garage for the first service, which was little more than a walk around the car.

                                        How often have you had to send your in for a service check or whatever its called? My mums dealer phoned her to arroange a 12v monthe service, yet Hyundai state every 2 years / 15,000 or 30,000 km.

                                        The 4yr 40,000 mile service includes that special spec coolant you can only get fro Hyundai and costs £576🙄 and £86 for a normal check (I think)

                                         

                                         

                                        #324556
                                        MFillingham
                                        Participant

                                          It went in on 12 months.  Next one would be next February if they request it.

                                           

                                          I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
                                          I'll try to give my honest opinion but am always open to learning.

                                          Mark

                                          #324558
                                          Jojoe
                                          Participant

                                            Funny how legacy manufacturers are requiring servicing and fleecing customers with the price, whilst Tesla don’t even have a service requirement.

                                            #324559
                                            MFillingham
                                            Participant

                                              Funny how legacy manufacturers are requiring servicing and fleecing customers with the price, whilst Tesla don’t even have a service requirement.

                                              Theres an old story of a motor manufacturer who built a tractor to last.  They did so well no extra work was required, no servicing and no repairs.  Then there were no replacements as the tractors didn’t fail and need replacing.  Eventually the company put out a recall quoting a manufacturing error and took out key parts and replaced them with ones that would fail.  After a lengthy period of use, sufficient parts would fail that required replacement as the best economical solution.  The company came back from near collapse.

                                              Whether that’s true or not, it does explain why servicing is required so frequently.  Legacy manufacturers are used to the income these services provide, they’ll continue for as long as they’re allowed.

                                              I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
                                              I'll try to give my honest opinion but am always open to learning.

                                              Mark

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