February 4, 2019 at 11:23 pm #69978
i recently became the “official” carer to my fiancee, and we decided that a car is needed. Now, i’m 36 and never really had the need for a car, so i’m currently in the process of obtaining the driving license.
Here’s the question. I’m (well) over 25, but with a new license. Are there limitations for us, like there are for under 25 year olds? We haven’t actually decided on a car yet (well, not really, since we don’t know if there are limitations to insurance class or horsepower, the smallest engine in this car would be if i recall correctly 132hp), but have a favourite. Question being, how realistic would that be?
This is my first post, so in case it’s in the wrong place or something, i apologise.
February 5, 2019 at 5:03 am #69985
Welcome to the Forum Rene.
great question and one that may need someone with recent experiences in it to answer properly, with regards to Motability/RSA I believe they go on the advice of British motoring institute or something similar, and to my knowledge restrictions only apply to under 25’s, however Motability also state current rules etc set out by law,dvla etc etc applies,
its a bit of a minefield with restrictions and proposals with drivers in the first 2years at present
but as far as I’m aware the 120bhp and insurance group 16 is only a restriction to under 25.
hopefully someone here wil have more insight but a flick through the Motability web site and .gov.uk websites maybe of some help.
If your partner is to be a driver then of course their age will be taken into consideration.February 5, 2019 at 8:24 am #69991
Hi Rene, and welcome to the forum,
There are no restrictions on the length you’ve had your driving licence. Restrictions are only imposed on drivers under the age of 25. Drivers with certain convictions, disqualifications or endorsements within the last five years are not eligible to be a named driver.
So looks all ok for you to choose whichever vehicle you like on the scheme.
So which cars are on your shortlist?
I was late to the driving scene having taken my first lesson at the age of 30, hope the lessons are going well?I'm running the Virgin London Marathon 2019 in support of MIND The Mental Health CharityFebruary 5, 2019 at 10:07 am #69994
Age discrimination is rife in the car insurance business and young drivers should be judged on their ability to drive and not penalised the innocent with high insurance premiums until they actually do something wrong.
Just my OAP view.February 5, 2019 at 12:18 pm #70003
thanks justsaying – sadly my fiancee won’t be driving herself, since she takes medication that doesn’t allow her to (morphine, diazepam, amongst others). I’m most likely the only driver associated with that car.
I went through everything that’s stated on the websites (both Motability and RSAM, both of which is the same in regards to info) – the only thing i’ve found is that the excess in case of accidents etc for people will less experience would be higher. Which i suppose is fair.
Trev, thanks – yes, lessons are going well, i got lucky with my driving instructor (he literally lives 10 doors up the road), he’s very calm and collected, perfect to combat my slight anxiety.
In regards to shortlist, well here’s the situation. Since we didn’t know what is and isn’t possible, we don’t really have a shortlist. What happened is, we kinda fell instantly in love with the Peugeot 3008, hence me asking here for restrictions. The smallest engine would be the 1.2l three pot petrol. Haven’t settled on a trim yet, since we haven’t really understood how exactly everything works (for example, on the motability webpage, the offers range up to the GT Line Premium – our “local” dealership though offers a GT trim for the motability scheme). The dream of course would be either a GT Line Premium with 1.2l petrol, or the GT (though sadly that one only comes with the 177hp 2l diesel).
After that, well.. We didn’t give it too much thought since the 3008 would be perfect, i’ll be honest. Probably the C5 Aircross, we need something that isn’t low to the ground (she has multiple operations a year, and wouldn’t be able to get into a low car), with a plush drive, and a nice interior (since i’m going to wait in the car for many an hour), so many top specs from other manufacturers are out of the question since they mostly come in “sport” editions.
But driving license first, then the car. We were just wondering if the dream is just that, or indeed a realistic option.
Thanks for the input,
ReneFebruary 5, 2019 at 4:57 pm #70024
Motability website Peugeot 3008 SUV 1.2 PureTech GT Line Premium 5dr AP £2,299
https://www.motability.co.uk/cars-scooters-and-powerchairs/search/peugeot-3008-suv-gt-line-premium-715180?searchPageFilters=%26amp%3bResultsView%3dgrid%26amp%3bPageNumber%3d1%26amp%3bResultsPerPage%3d45%26amp%3bSortBy%3dadvpayLow%26amp%3bweb_transmission%3dManual%2cSemi-Automatic%2cAutomatic%26amp%3bweb_model%3d3008%20SUV%26amp%3bweb_rangemake%3dPeugeot%26amp%3ballowance_type%3ddla%26amp%3bsubType%3d1%26&allowance_type=DLA&StartRow=1&EndRow=24February 5, 2019 at 5:05 pm #70027
I know. But on the webpage of our local Peugeot dealer, they’re offering a GT (top trim level) with the big diesel for 2499 under the motability scheme.February 5, 2019 at 5:18 pm #70029
Same as Motability website
You may want to clarify that with the dealer Rene, as i fear they may have made a mistake. Looking at the Peugeot Motability pdf it shows as the GT Line Premium being the highest 3008 model available on the scheme for this quarter – https://media.peugeot.co.uk/file/86/9/motability-customer-price-guide.114869.pdf
Dealers are unable to choose what goes on to the scheme, this is decided between the manufacturer and motability. Maybe the GT was available last quarter and the dealer hasn’t updated their website yet.I'm running the Virgin London Marathon 2019 in support of MIND The Mental Health CharityFebruary 5, 2019 at 6:06 pm #70033
I’ll shoot them a message, sounds safer.
Just double checked, that dealer definitely offers a GT trim (funny enough, cheaper than their GT Line Premium), of course it could be that they didn’t update their page.
Which isn’t that big a deal, it just makes the decision easier (i indeed would like a smaller engine, just the same trim level – the GT only comes with the biggest engine).
Is the list on motability.co.uk usually up to date, can i confidently just browse their webpage only and not miss a model etc? Also, are there “lists” or something already for what would be available next quarter (or rather, if the 3008 1.2 GT Line Premium would still be available) that one could look up?
Cheers.February 10, 2019 at 10:35 am #70300
No list for “next quarter”, just have to wait as they can put cars on mid quarter sometimes, there is guarantee a car that is on this quarter will be on the next, same goes for AP’s, they go up and down, usually up lately though!
There are no “GT” versions on motability list so either the dealer is mistaken or lying and doing a “sorry this isn’t available but you can have an alternate” thing.February 10, 2019 at 11:12 am #70307
Yeah, kinda meh, after looking a bit further into the 3008 there’s a few niggly bits that i’m not that happy with either, so i’m not too fuzzed there.
One wouldn’t know, but it’s actually pretty hard to find “the” car for us. Shortlist is kinda getting longer and longer. Gotta read into a lot of stuff in the next few weeks/months.
Gotta ask for opinions later in a separate thread. Cheers either way. 🙂February 10, 2019 at 11:27 am #70308
Rene, have you taken a look at the Skoda Karoq, or the Kodiaq SUV’s. A test drive wouldn’t be amiss.
Good luck in your search.February 10, 2019 at 12:41 pm #70319
Yes, i’ve looked at the Karoq, but am a little confused by it. Tit for tat, it’s more expensive than a Tiguan (with a little kit), so not entirely certain how good a deal that’d be.
Currently the Tiguan is on the shortlist, amongst the Qashqai Tekna+ and a few other, probably soon discarded, options.
I love the looks and electronics of the Tiguan R-Line, but i certainly like the equipment you get with a Tekna+ for cheaper. Both cars i definitely want to see in person first before leaning either way.