February 7, 2019 at 8:09 pm #70137
Good evening everyone,
just wondered if any of the experts on here could tell me what the actual CAP situation is please?
The figure £35,000 comes up on the search function, but assume scheme vehicles at VAT free, so the maximum price is £28,000 ex VAT?
Thanks in anticipation,
February 7, 2019 at 8:22 pm #70138
From what I read it was based on “on the road” price. Had a look but can’t find where I read it. I don’t see why it should be vat free, that would only apply if the vehicle was modified or specially adapted for disability.February 7, 2019 at 9:11 pm #70141
Hope this helps Bob,
current caps are –
The maximum on-the-road price is £29,000 for manual cars and £30,500 for automatic models.
The advance payment ceiling is £3,000 for manual and £3,750 for auto models.
There is a maximum of 200 bhp, or 225 bhp for electric vehicles
And then there are the maximum insurance caps –
Car – Petrol 29, Diesel 31
MPV & 4×4’s – Petrol 31, Diesel 38
WAV’s are available outside these parameters.February 8, 2019 at 1:44 pm #70162
Surely that can’t be right?
I’ve seen loads of cars on the scheme with OTR prices of well over £32k, e.g.
Tiguan 2.0TDi SEL 4WD £32805 excluding Auto; Volvo XC40 T4 Momentum 4WD £32070; BMW X1 xDrive Sport 2.0d £34800; BMW X2 sDrive Sport 2.0d £34030.
There’s probably others, these were just ones I like!
Something tells me the £35k cap for automatics is correct??February 8, 2019 at 2:16 pm #70164
The Kuga Vignale auto we ordered in December has an OTR of 33k+
It’s all as clear as mud.February 8, 2019 at 2:22 pm #70165
72 Dudes, I hear what you are saying, it perplexes me as well. But i have simply quoted what Motability have stated the caps are from the last update we know of, back in Jan 2018 – discussion of which can be found here – https://forum.whichmobilitycar.co.uk/forums/topic/price-cap-raised/
There are obviously some ‘grey areas’ – one being does a vehicle qualify if it exceeds the OTR price, but an AP is then applied to counteract that to bring it back under the cap.February 8, 2019 at 2:23 pm #70166
The AP ‘trick’ is what may keep the Vignale on… it’s ‘only’ 2.4kFebruary 8, 2019 at 2:59 pm #70168
Indeed Confusicated, but as you rightly say – their actions are as clear as mud. Say one thing, do another.
But hey, keeps us on our toes i guess and with all the research and work that’s left for us to do in deciding the best vehicle to suit our individuals needs, it makes us appreciate it more when we get it right……. or is that just me being sarcastic? LOLFebruary 8, 2019 at 3:51 pm #70170
The trouble with the cap is there based on RRP and if you take the VW Touran SEL DSG I was going to have, its book price was around £30,000 but Car Wow on the road price was something in the region of £23 > £24,000 and I bet my bottom $ that Motability discount is lower than Car Wow with there price including VAT in all.February 8, 2019 at 4:03 pm #70171
I spoke to Motability last week. They confirmed the price cap has not altered this year. I do recall the caps of £29k and £30.5k (manual & auto) introduced at the start of last year related to the price of the entry models on 1st Jan 2018 and any price rise which took the car over the cap would be disregarded for the remainder of 2018. I assume (dangerous, I know) this practice has been carried over to 2019? This could be an issue when new cars are launched, like the RAV4 and Q2 may give some answers in this regard.
I believe as long as a car meets the cap limit Motability can allow other trim levels/engine combinations up to £33.5k and £35k to be available on the scheme.February 8, 2019 at 4:06 pm #70172
The price caps that Trev mentions in his first post above apply to the entry level model for any car that appears on the scheme BUT once a car qualifies, other models of the same car can appear up to £35k (auto) and sometimes just above, allegedly only if they have extra features that disabled drivers would find useful (this is in fact nonsense, as they allow virtually all cars of the same model range up to the £35k, but we won’t complain about that) . I did explain this in detail when it was first launched in response to many questions like this, but I can’t find it – so I will explain using two fictitious cars. First of all, VAT is irrelevant. All Motability cars are VAT exempt but the caps refer to regular on the road prices inc VAT.
Car A. The entry level model (let’s call it the S) is £28k manual and £30k Auto. It therefore qualifies to be on the scheme as a qualifying car. As it qualifies, the SE and SEL models, which go up to £35k can be included.
Car B. The entry level model S is £29.5k manual and £31k. In this case, it matters not a jot that this model and the SE both fall under £35k, NONE of the models of this car can appear as the entry level (the ‘qualifying car’) is above the price cap.
Does it make sense? Of course not, but it’s to satisfy the Daily Mail etc so that Motability can quote a price cap and say that the only cars that are above this price are on the list because they have extra features that are useful to disabled drivers, which is not true but helps dilute the criticism rather than, as they should do, tackle it head on and explain that Motability customers pay the FULL cost of the lease (plus £1k per car on average – although they deny it) through sacrificed PIP and AP.February 8, 2019 at 4:09 pm #70173
Thanks Glos, I couldn’t find the past detailed thread on the caps either – but your explanation rings familiar now, thanks for taking the time to post and making clear the situation.February 8, 2019 at 4:23 pm #70176
We can’t post some archived posts as unfortunately they may contain details of a website we are not allowed provide links too.
But Trev is correct in the fact the current caps are at present not altered since 1st January 2018 the 35000 etc as glos guy also rightly says was an statment made in q3/q4 2017 but Motability still seem to go buy it, they also never made clear or ever address the statement
If a car is eligible to join the Scheme on 1 January 2018, but is impacted by an on-the-road price rise during 2018 which takes it over the on-the-road price ceiling, it will remain eligible for the Scheme for the full year.
so all confusing as they have gone over the caps on occasions and seem to put on what is made available to them.February 8, 2019 at 5:10 pm #70178
The trouble with the cap is there based on RRP and if you take the VW Touran SEL DSG I was going to have, its book price was around £30,000 but Car Wow on the road price was something in the region of £23 > £24,000 and I bet my bottom $ that Motability discount is lower than Car Wow with there price including VAT in all.
Thought I better update my prices here as the Touran SEL RRP was £28,000 not £30,000.
I made the mistake in my sums because I was thinking at the time of buying a Touran SEL out right and is why I had the Car Wow price but I came to the £30,000 RRP figure because I included the AP and adaptions too going down the Motability road way.February 8, 2019 at 5:16 pm #70179
Prices always relate to manufacturers on the road prices. Actual prices that you can achieve yourself from dealers or brokers have no relevance whatsoever although you are of course correct that Motabilty Operations will get significant discounts from manufacturers due to being the biggest fleet operator in the U.K. probably in the region of 20-35%, with the majority being at the higher end of that scale.
February 8, 2019 at 5:52 pm #70182
- This reply was modified 2 months, 1 week ago by Glos Guy.
Just to back up GlosGuys and Trev posts this is the official quotes that appeared.
if a car within a model range offers additional benefits for our customers over and above the ‘qualifying’ model, we may allow these to be offered on the Scheme at our discretion. These benefits will likely include sat nav (for helping to plan a journey), autonomous technology (self-parking is an example) and leather seats (to help access and egress). The maximum on-the-road price for these discretionary derivatives has increased to £33,500 for manual cars and £35,000 for automatic models. ‘February 8, 2019 at 6:16 pm #70183
.. And oy when there’s a z in the month.
When you see the criteria written down, you can see how stupid the caps are. Why can’t we spend our money as we have wish?
Pandering to Daily Mail scum.February 8, 2019 at 6:29 pm #70185
Thanks JS, that explains it……mostly.
When we chose our Q3 Sport TFSi, the next model up, the S Line, had a power opening/closing tailgate, something which Mrs 72 Dudes would have found invaluable as a disabled 4ft 11 person, but it wasn’t available, as it was (then) over £30500.
Strange rules.February 8, 2019 at 7:21 pm #70189
Thanks Glos Guy, Trev and JS,
as ever, very well explained. No wonder there is some confusion!!February 8, 2019 at 9:41 pm #70197
Confused? You will be, on this weeks episode of….SOAP! 😉February 9, 2019 at 6:28 pm #70269
I actually though out Tiguan SEL was right on the top cap price in Dsg form, but the invoice price said 28k I’m pretty sure.
I’d have to check again.
But car wow price we got back, with the same extras we have, in the same colour was exactly the same price? Bar £50 and the car was in Northern Ireland.