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When you receive your quarterly Lifestyle magazine from Motability, you will notice adverts for other Motability insurance products, such as home contents, travel or pet insurance.
My wife and I have had the contents insurance from Motability, which is administered by RSA, the same as the car insurance, for at least eight years.
When we Moved from Hertfordshire, to Fife in Scotland in 2010, we kept the same contents insurance. When we moved to Banffshire North East Scotland, in 2014, we transferred the insurance to the new address.
Every year form 2015 I have had to contact RSA, at each renewal time to be able to negotiate a discount, as I could get the same cover insurance from other companies that had lower premiums, so every year I have been able to get a discount, and they have matched the other low cost premiums, until this year.
I obtained a quote from the AA for contents insurance (as well as other companies quotes) to have the same cover as I have with Motability, and AA’s contents insurance is administered by RSA. The quote was for £135.00.
The Motability quote was £158.88. So I contacted RSA to see if I could get a discount this year, and the young lad on the phone told me that it was not possible to offer me any discounts this time around, so I asked to speak to a manager, to see if they could offer a discount, and the young chap told me that It would not matter who I spoke to no one could offer a discount this year. So I asked him why could I get the same insurance from RSA through the AA at a lower price, and yet Motability insurance won’t match it, and its the same company administering it.he told me that if I wanted to take my business elsewhere, then that was up to me, but he could not help me any further.
I have now decided to get my contents insurance from Endsleigh Insurance, which has come out some £44.00 cheaper.
I did wonder if any of the forum members have had similar experiences with other Motability insurances.