- This topic has 13 replies, 9 voices, and was last updated 11 months, 1 week ago by
.
- Topic
Hi we have a motability car for our daughter. We also run a dog business and occasionally need to take a dog home / vets etc. I have been covered before for business use with Motability, although just realised that this was with RSA. I’ve contacted Direct Line who say they will not cover use for business use and they don’t allow the carriage of animals, unless our own. It looks like we may have to get another vehicle, which we really cannot afford. Could anyone advise please? Thanks
- Replies
My understanding of business use, if you are expected to travel around as part of your employment, not as a separate business.
Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.
To be pedantic, how is that for the benefit of your daughter? To be realistic and take a holistic approach, you might have thought it would be okay as your income, I suspect, may benefit your daughter.
Skoda Enyaq Race Blue
Surely if you only do this occasionally, it doen’t make viable business sense to have a second car and surely out of the remit of a grooming business and that onus should be with the owner, if thats what you do?
Motabilty advice to contact Direct Line which you have done and not got the answer you wanted unfortunately. In this situation, I would hand the Mobility car back and buy/lease/PCP a family car hats suitable all round, using your daughters PIP mobility compenent and offset some of it agains’t the business.
Yes I think that’s what we will have to do, sadly. It’s lease runs out next year, so may keep it on and buy a very cheap van in the meantime for the business. I do need a vehicle for the dogs in an emergency situation (we home board) and also need to show proof of insurance for the business for my licence.
Hindsight is wonderful – wish we had used her Pip to buy privately. Oh well, you live and learn.
Thanks so much for your advice
We had similar, though not with dogs. RSA said they wouldn’t cover, we said it was wrong and we’d complain to Motability and hand car back if they didn’t add business cover. They backed down and gave us business use. Don’t have it on current car as no longer needed.
Enyaq EV
Yes I think that’s what we will have to do, sadly. It’s lease runs out next year, so may keep it on and buy a very cheap van in the meantime for the business. I do need a vehicle for the dogs in an emergency situation (we home board) and also need to show proof of insurance for the business for my licence. Hindsight is wonderful – wish we had used her Pip to buy privately. Oh well, you live and learn. Thanks so much for your advice
I’m not sure with vans but, certainly cars, estates etc, you can claim the disabled VED (free) on a older vehicle, with higher VED and tax the motability car, which would have alot cheaper VED, providing you haven’t got a £40k+ car on Motabilty.
so theses dog you take to the vets or back to your home to a friends house after watching them for the day thats ok your helping a freind out
My wife is covered for business use for her job in my Motability car as she is the main financial earner in the house.
For the benefit of the recipient…
I think many use the scheme as a method to get a very very cheap ” just add fuel” car and think they can use it just they would a car bought by themselves.
Slightly unrelated question: from this discussion I understand it is permitted to use Motability vehicle for business. Is it possible to claim the expenses then? We do surrend our Mobility element of the PIP and I would assume it can be also claimed as an expense (partially)?
Sent from a mobile device.
Apologies for briefness and spelling mistakes.Motability Skoda Enyaq SportLine 85x April 2024 (unhappy customer - Ombudsman pending)
Motability Mazda CX-60 PHEV July 2023 (unhappy customer - early termination on mechanical grounds)
Motability VW Touran Family Pack May 2019 (happy customer)
- You must be logged in to reply to this topic.