The objection seems to relate to the administration of the device and not to the compulsory use of the Drive Smart, in it’s self.
The compulsory use extends beyond the “Groups with higher claim rates” as customers and drivers out with the below 30 year age group” are being included, if there is any one below 30 driving the car.
I always feel it is a contentious issue to say that we get comprehensive insurance. If you have comprehensive insurance for your own private car and it is written off, you get the insurance money for a replacement car. But if you’re Motability car is written off, it is Motability that get’s the insurance money, not you. So they are effectively insuring their own car, not your lease.